Show me the MORTGAGE money!

...Mortgage Shopping Worksheet.....from The Federal Reserve Board...

click on the link...

http://daviddecarlo.com/Mortgage_20_Shopping_20_Worksheet4.html

..Mortgage Tip of the day.....Always include retirement funds on.....

...the mortgage application even if you are not using them in the purchase or refinance. Lenders love to see reserves and IRAs, 401ks, seps etc. count as such.

...Get a Mortgage Credit Approval BEFORE you go shopping for a home..

...Not just a pre qualification. You can actually apply for a mortgage and get a Mortgage Credit Approval.   NO CHARGE!

We take a complete application along with all the supporting docs like W2s and paystubs, run credit, and run your loan through our automated underwriting system. If you are approved you get a Mortgage Credit Approval.

You will be able to shop with confidence and be in a stronger negotiating position with the Seller.  

...List of supporting documents needed for a mortgage application......

...in todays market.

Income Verification: W2s for 2 years, Federal tax returns for 2 years, paystubs for 30 days

Asset Verification: bank and or brokerage statements for the most recent 2 months

2 forms of ID: driver's license and social security card. Valid Passport is ok.

Assistance with completing a mortgage application...........video!